Government Banking expertise nationwide

No matter where you are in the U.S., J.P. Morgan Commercial Banking is ready to serve your community’s public entities – including municipalities, counties, states, housing authorities, school districts, transit authorities and utilities. 

200+

professionals dedicated to government banking1

$7.4B

in credit extended to state and local governments2

#1

in Payments and Treasury3

2,200+

government clients across the U.S.2

Aerial view of people walking

What we do

We help government entities of all sizes modernize payments, optimize treasury operations and support their communities—bringing specialized knowledge across all areas of your operations. J.P. Morgan is the only bank that can accept government deposits in all 50 states and Washington, D.C.

We’re experts in these key areas

We can help you manage your revenues and upgrade your treasury capabilities. Our online platform scales to meet your needs and keeps all of your banking activities on a single digital dashboard. We put your finances at your fingertips.

Whether you’re paying employees or vendors, we can help optimize your financial operations. Our government specialists can provide insights on everything from virtual cards to real-time payments.

Need to build a new school, improve infrastructure or refinance existing debt? Our government lending team can assist with your financing needs.

Government operations are complex, and they require integrated solutions. Our technology experts can help you evaluate options to meet the evolving needs of your constituents.

Ransomware and other cyberattacks can have devastating effects on your organization. We provide expert guidance on cybersecurity issues and fraud prevention to help you build resiliency.

     

Related insights

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References

1.

J.P. Morgan internal data as of November 2025. Includes government banking professionals supporting budgetary, treasury, financing and liquidity needs.

2.

J.P. Morgan internal data as of 2025. Includes $7.4 billion in credit extended to state and local governments and 2,200+ government clients across the U.S.

3.

Coalition Greenwich 2025 Digital Transformation Benchmarking Program. Overall leader across Commercial and Corporate segments.